TERMS OF SERVICE AND DISCLAIMER

Overview

This website is operated by ‘2 Comma Club Goals’. Throughout the site, the terms “we”, “us” and “our” refer to ‘2 Comma Club Goals’. ‘2 Comma Club Goals’ offers this website, including all information, tools and services available from this site to you, the user, conditioned upon your acceptance of all terms, conditions, policies and notices stated here.

By visiting our site and/ or purchasing something from us, you engage in our “Service” and agree to be bound by the following terms and conditions (“Terms of Service”, “Terms”), including those additional terms and conditions and policies referenced herein and/or available by hyperlink. These Terms of Service apply to all users of the site, including without limitation users who are browsers, vendors, customers, merchants, and/ or contributors of content.

Please be sure to read these Terms of Service carefully before you're able to access or use our website. By accessing or using any part of the site, you agree to be bound by these Terms of Service. If you do not agree to all the terms and conditions of this agreement, then you may not access the website or use any services. If these Terms of Service are considered an offer, acceptance is expressly limited to these Terms of Service.

Any new features or tools which are added to the current website shall also be subject to the Terms of Service. You can review the most current version of the Terms of Service at any time on this page. We reserve the right to update, change or replace any part of these Terms of Service by posting updates and/or changes to our website. It is your responsibility to check this page periodically for changes. Your continued use of or access to the website following the posting of any changes constitutes acceptance of those changes.

Introduction and Acceptance

Welcome to ‘2 Comma Club Goals’. These Terms of Service ("ToS"), which include our Privacy Policy, govern your access to and use of our services, including any content, functionality, and services offered on or through https://www.2commaclubgoals.com/.

Eligibility

By using our Service, you represent and warrant that you are at least 18 years old and have the legal capacity to enter into these ToS.

Nature of Service

Our Service provides educational content and entertainment relating to the stock market. It is not a registered investment advisory service, and we do not offer financial advice. The Service is not subject to the Investment Advisers Act of 1940, nor is it regulated by the Securities and Exchange Commission (SEC) or any state securities authority.

Disclaimer of Investment Advice

The information provided by our Service is for informational purposes only and should not be construed as personal investment advice. As per the Securities Act of 1933 and the Securities Exchange Act of 1934, we are not licensed brokers or dealers. Users should consult with a qualified investment advisor before making any investment decisions.

Risk Acknowledgment

You acknowledge that investing in the stock market involves significant risk, including the potential loss of principal. Past performance is not indicative of future results. We are not responsible for any decisions made or actions taken based on information provided by our Service.

Intellectual Property

All content on the Service, including texts, graphics, logos, and videos, is owned by or licensed to us and is protected by copyright and intellectual property laws.

User Conduct and Compliance with Laws

You agree to use the Service in compliance with all applicable laws, including but not limited to the Securities Act of 1933, the Securities Exchange Act of 1934, and the Dodd-Frank Wall Street Reform and Consumer Protection Act.

Limitation of Liability

To the fullest extent permitted by law, we shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, resulting from your access to or use of or inability to access or use the Service.

Indemnification

You agree to defend, indemnify, and hold harmless ‘2 Comma Club Goals’ and its owners, employees, and contractor or agents from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these ToS or your use of the Service.

Modifications and Amendments

We reserve the right to modify or amend these ToS at any time. All changes are effective immediately upon posting and apply to all access to and use of the Service thereafter.

Governing Law and Jurisdiction

These ToS shall be governed by and construed in accordance with the laws of the state in which our company is registered, without regard to its conflict of law provisions.

Severability

If any provision of these ToS is held by a court or other tribunal of competent jurisdiction to be invalid, illegal, or unenforceable, such provision shall be eliminated or limited to the minimum extent such that the remaining provisions of the ToS will continue in full force and effect.

Entire Agreement

These ToS constitute the sole and entire agreement between you and ‘2 Comma Club Goals with respect to the Service and supersede all prior and contemporaneous understandings, agreements, representations, and warranties.

Contact Information

For questions about these ToS, please contact us at contact@2commaclubgoals.com 

PRIVACY POLICY

This Privacy Policy describes how www.2commaclubgoals.com (the “Site” or “we”) collects, uses, and discloses your Personal Information when you visit or make a purchase from the Site.

COLLECTING PERSONAL INFORMATION

When you visit the Site, we collect certain information about your device, your interaction with the Site, and information necessary to process your purchases. We may also collect additional information if you contact us for customer support. This Privacy Policy refers to any information that can uniquely identify an individual (including the information below) as “Personal Information”. See the list below for more information about what Personal Information we collect and why.

Device information

• Examples of Personal Information collected: version of web browser, IP address, time zone, cookie information, what sites or products you view, search terms, and how you interact with the Site.

• Purpose of collection: The purpose of the collection of this data is to load the site accurately for you, and to perform analytics on our site's usage to optimize our Site.

• Source of collection: Collected automatically when you access our Site using cookies, log files, web beacons, tags, or pixels.

• Disclosure for a business purpose: shared with our analytics team.

Order information

• Examples of Personal Information collected: name, billing address, shipping address, and payment information (including credit card numbers, email address, and phone number).

• Purpose of collection: to provide products or services to you to fulfill our contract, to process your payment information, arrange for shipping, and provide you with invoices and/or order confirmations, communicate with you, screen our orders for potential risk or fraud, and when in line with the preferences you have shared with us, provide you with information or advertising relating to our products or services.

• Source of collection: collected from you.

• Disclosure for a business purpose: shared with our processor.

Customer support information

• Examples of Personal Information collected: name, email, and phone number.

• Purpose of collection: to provide customer support.

• Source of collection: collected from you.

• Disclosure for a business purpose: shared with the team who handles customer support to contact you, the customer. 

SHARING PERSONAL INFORMATION

We share your Personal Information with service providers to help us provide our services and fulfill our contracts with you, as described above. For example:

• We use Whop to provide access to our Telegram services. You can read more about how Whop uses your Personal Information here: Privacy Policy | Whop 

• We may share your Personal Information to comply with applicable laws and regulations, to respond to a subpoena, search warrant or other lawful request for information we receive, or to otherwise protect our rights.

BEHAVIOURAL ADVERTISING

As described above, we use your Personal Information to provide you with targeted advertisements or marketing communications we believe may be of interest to you. For example:

• We use Google Analytics to help us understand how our customers use the Site. You can read more about how Google uses your Personal Information here: https://policies.google.com/privacy?hl=en. You can also opt-out of Google Analytics here: https://tools.google.com/dlpage/gaoptout.

• We share information about your use of the Site, your purchases, and your interaction with our ads on other websites with our advertising partners. We collect and share some of this information directly with our advertising partners, and in some cases through the use of cookies or other similar technologies (which you may consent to, depending on your location).

For more information about how targeted advertising works, you can visit the Network Advertising Initiative’s (“NAI”) educational page at http://www.networkadvertising.org/understanding-online-advertising/how-does-it-work.

You can opt out of targeted advertising by:

• FACEBOOK - https://www.facebook.com/settings/?tab=ads

• GOOGLE - https://www.google.com/settings/ads/anonymous

• BING - https://advertise.bingads.microsoft.com/en-us/resources/policies/personalized-ads]

Additionally, you can opt out of some of these services by visiting the Digital Advertising Alliance’s opt-out portal at: http://optout.aboutads.info/.

USING PERSONAL INFORMATION

We use your personal Information to provide our services to you, which includes offering products for sale, processing payments, shipping, and fulfillment of your order, and keeping you up to date on new products, services, and offers.

LAWFUL BASIS

Pursuant to the General Data Protection Regulation (“GDPR”), if you are a resident of the European Economic Area (“EEA”), we process your personal information under the following lawful bases:

• Your consent;

• The performance of the contract between you and the Site;

• Compliance with our legal obligations;

• To protect your vital interests;

• To perform a task carried out in the public interest;

• For our legitimate interests, which do not override your fundamental rights and freedoms.

RETENTION

When you place an order through the Site, we will keep your Personal Information for our records unless and until you ask us to delete this information. For more information on your right of erasure, please see the ‘Your rights’ section below.

AUTOMATIC DECISION-MAKING

If you are a resident of the EEA, you have the right to object to processing based solely on automated decision-making (which includes profiling) when that decision-making has a legal effect on you or otherwise significantly affects you.

 We engage in fully automated decision-making that has a legal or otherwise significant effect using customer data.

 Our processors and third-party vendors use limited automated decision-making to prevent fraud that does not legally or otherwise significantly affect you.

 Services that include elements of automated decision-making include:

• Temporary denylist of IP addresses associated with repeated failed transactions. This denylist persists for a small number of hours.

• Temporary denylist of credit cards associated with deny listed IP addresses. This denylist persists for a small number of days.

COOKIES

A cookie is a small amount of information downloaded to your computer or device when you visit our Site. We use a number of different cookies, including functional, performance, advertising, and social media or content cookies. Cookies improve your browsing experience by allowing the website to remember your actions and preferences (such as login and region selection). You don’t have to re-enter this information when you return to the site or browse from one page to another. Cookies also provide information on how people use the website, for instance, whether it’s their first time visiting or if they are a frequent visitors.

We use the following cookies to optimize your site experience and provide our services.

DO NOT TRACK

Please note that because there is no consistent industry understanding of responding to “Do Not Track” signals, we do not alter our data collection and usage practices when we detect such a signal from your browser.

CHANGES

We may update this Privacy Policy from time to time in order to reflect, for example, changes to our practices or for other operational, legal, or regulatory reasons.

Refund Policy

Last updated: 12/1/2023

Thank you for choosing 2 Comma Club Goals. We value your participation and are committed to providing you with quality stock market education and trading insights. Please read our refund policy carefully to understand our terms regarding refunds.

No Refund Policy

1. Non-Refundable Services: All purchases made on 2 Comma Club Goals are non-refundable. By completing your purchase, you acknowledge that you fully understand that all fees paid to us for services, including but not limited to subscription fees, are non-refundable.

2. No Partial Refunds: There are no refunds or credits for partially used periods. Following any cancellation, however, you will continue to have access to the service through the end of your current billing cycle.

3. Acknowledgment of Policy: By signing up for our services, you understand and agree that we have been fully transparent about our offerings. You acknowledge that you have all the information necessary to make an informed decision to purchase our services.

4. Dispute and Chargebacks: We are fully prepared to dispute any chargebacks. As part of our no-refund policy, we will contest chargebacks with your financial institution and provide them with the terms agreed upon at the time of purchase.

5. Account Termination: Initiating a chargeback or dispute for charges you have authorized will result in immediate termination of your account and possible legal action.

6. Contact Us for Support: If you have any questions or concerns about our services, we strongly encourage you to contact us for assistance before making a purchase.

Changes to Our Refund Policy

We reserve the right to modify or update this policy at any time. Such changes will be effective immediately upon posting on our website. We encourage you to periodically review this policy to stay informed about how we are handling refunds.

Contact Information

For any questions regarding our refund policy, please contact us at: contact@2commaclubgoals.com